Commercial Real Estate Loans in Utah

New construction financing for commercial projects across Utah's high-growth markets. Utah's development pipeline remains active despite national headwinds. We fund multifamily projects in Draper, Herriman, and Eagle Mountain, office buildings serving the Silicon Slopes tech corridor, industrial warehouses in West Valley City and West Jordan, retail centers in master-planned communities, and mixed-use developments in downtown Salt Lake City and Sugar House. Our construction loan program includes interest-only payments during the building phase, flexible draw schedules matching contractor milestones, loan amounts from $2 million to over $100 million, and the ability to finance projects where banks require excessive pre-leasing or equity contributions. Common projects include workforce housing developments targeting Utah's growing population, tech campus buildouts in Lehi and Draper, industrial facilities serving e-commerce distribution, and hospitality assets in Park City and St. George.

Short-term financing solutions for time-sensitive opportunities across Utah markets. Bridge loans solve timing challenges that kill deals. You've identified an acquisition in South Jordan but need to close in 21 days before another buyer steps in. You're repositioning an older office building in Murray into creative workspace but need capital to execute renovations before permanent financing becomes available. You've completed construction on a multifamily project in Vineyard but occupancy sits at 70% and permanent lenders want 90%. We structure bridge loans with terms from 12 to 36 months, interest-only payment options, extension provisions based on project performance, and the flexibility to fund additional capital for property improvements or tenant buildouts. Bridge financing works well for lease-up stabilization after construction completion, value-add renovations requiring 12 to 24 months of execution time, acquisitions needing fast closings without appraisal or environmental contingencies, and gap financing while you achieve debt service coverage ratios required by permanent lenders.

Long-term fixed-rate financing for income-producing commercial properties throughout Utah. Once your property is leased and operating with consistent cash flow, permanent financing locks in long-term debt at predictable rates. We arrange permanent loans for multifamily communities in Provo, Orem, and Utah County, office buildings in downtown Salt Lake City and suburban markets, retail centers along Utah's major commercial corridors, industrial assets serving logistics and distribution, and mixed-use developments combining residential, retail, and office components. Our permanent loan program provides terms from 5 to 30 years, competitive fixed rates based on property performance and market conditions, loan amounts up to 75% of stabilized value, and the ability to close without the delays common in agency or CMBS executions.